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NobleOak Life Insurance

Outstanding Service — Genuine, Respectful, and Human

I had the best experience yesterday with a NobleOak representative named Samuel — hands down the most respectful and real person I’ve dealt with in the insurance world. He actually listened, explained things clearly, and treated me with genuine respect.

Samuel was friendly, polite, and real — no fake sales tone, no pressure, no attitude. Just helpful, honest conversation and clear information. I walked away feeling understood and confident in my decision, which is exactly what life insurance should be about.

If you’re looking for an insurer that values people and provides great service, give NobleOak a go.

Thanks again, Samuel, for the great service — you turned my whole week around.
Brad

Noble oak are fantastic! I have been with them since 2023 and have contacted them multiple times during my cover with them. They are always friendly and extremely helpful! 10/10 would recommend them.

So Happy with my Noble Oak Life insurance. Its great to know that you are covered up to 99 years and your loved ones will get upfront cash for Funeral expenses.

Avoid NobleOak at All Costs

If you love your family and value financial protection, do yourself a favour and look elsewhere for insurance. NobleOak has proven to be the most unreliable, and disappointing insurance provider of any kind we have ever dealt with.

Lodged a TPD claim in September 2023. It is now almost end of Feburary 2025, and they are still “assessing” the claim. There is absolutely no justification for this kind of delay. It does not take almost 18 months to process a legitimate claim unless the company is either incompetent, negligent, or deliberately stalling—or likely a combination of all three.

Yet, despite dragging their feet on the claim, NobleOak has no problem taking money from our account on time, every time. They are super-efficient at deducting premiums and an utter failure in fulfilling their end of the agreement when customers actually need support.

To make matters worse, their premium increases are beyond outrageous:
- 2020: $537.69
- 2021: $593.90
- 2022: $690.14
- 2023: $812.60
- 2024: $994.98

In just 48 months, our premiums have nearly doubled. Yep, nearly doubled, for unchanged level of cover!

At this rate, what exactly are we paying for? Definitely not for peace of mind, fair service, or timely claims processing.

There is nothing noble about NobleOak. They are an insurance company in name only—when it comes time to honour their policies, they stall, delay, and frustrate at every turn.

Save yourself the stress and financial strain that Noble Oak provides, and stay away from them.

Been with them for a few years and the premium has been increasing every single year which is reasonable enough, but when comparing the premium with other insurance companies, they are charging around 40% more.  When asked for a bit of discount or consideration they said I have been given 20% discount already.  So in my calculation, the premium I should pay is almost 70% more than other company's offer not 40%.  Proof of quote given to them.  They do not care!  Do your research and beware of the sharks!

NobleOak Life Insurance

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